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There are more cars and drivers hitting the road every year. This can lead to a higher possibility of a car accident for you and your family. Automobile insurance can be the difference between a small inconvenience and a major trial. So how do you know which type of insurance you need and how much you should buy? Mandated coverage varies based on the state/province but typically includes the following: Liability: It pays for the expenses you are responsible for in a car accident, including injury and property damage. If you are sued, this type of insurance can pay for your legal fees. Local laws typically mandate standard amounts of liability insurance, but higher amounts can be purchased and are extremely helpful. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. The minimum amount of personal injury protection is typically set by the state. Medical Payments: This coverage can be purchased in non-no-fault states; it pays despite who may have been at fault. If this type of coverage has been bought, the insured person will receive coverage for reasonable medical or funeral expenses. Collision: This pays for damages to your vehicle caused by an accident. Comprehensive: This kind of insurance protection covers all non-collision damages. This may include weather damage, vandalism, and robbery. Uninsured Motorist: This pays for repair and replacement costs when someone with insurance is in a crash caused by a driver who does not have insurance. Under-Insured Motorist: Many drivers have liability insurance that can't pay for all the expenses they are responsible for. This type of insurance covers you in accidents involving those drivers. Other types of coverage, such as car rental, are also available. Car Insurance Groveland

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Home Insurance Jersey Village State Farm® Insurance is the perfect place to get your family protected. To look over all your options for policies, call your neighborhood State Farm® agency today. State Farm® customers have several reasons for choosing us over our competitors. In addition to our professional State Farm® agents, our clients also receive around the clock customer service, a powerful customer management system, and tech tools like the State Farm® smartphone app. With all these tools, we can keep millions of clients satisfied with their insurance protection. By working with State Farm® Insurance, our clients can always feel protected by their insurance agency.

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